Stock Averaging Calculator — Nayi Average Price
Share girne par aur khareedne se average neeche aati hai. Par kitni? Neeche dono baar ki quantity aur price daaliye — nayi average turant dikh jayegi.
Average kaise nikalti hai
100 share ₹120 me liye, phir 100 share ₹80 me:
- Kul lagat: 12,000 + 8,000 = ₹20,000
- Kul quantity: 200
- Nayi average: ₹100
Ab aapko barabar par aane ke liye bhaav ₹120 nahi, sirf ₹100 chahiye. Ye averaging ka faayda hai.
Averaging kab sahi hai
Averaging apne aap me na achhi hai na buri — sawaal ye hai ki aap kis cheez me aur kyun kar rahe hain.
Sahi ho sakta hai jab:
- Company achhi hai aur uska karobar theek chal raha hai — sirf bazaar gir gaya hai
- Girne ki wajah company se nahi, poore bazaar se hai
- Aapne pehle se yojana banai thi ki itne neeche aur lenge
- Aapka nazariya lamba hai — 5-10 saal
- Us share me aapka kul paisa abhi bhi seema ke andar hai
Galat hai jab:
- Company ki haalat sach me kharab hai — munafa girta ja raha hai, karza badh raha hai
- Aap sirf isliye le rahe hain kyunki "sasta ho gaya" — girna sasta hone ka saboot nahi hai
- Nuksan ka dard kam karne ke liye le rahe hain — ye faisla dimaag nahi, mann le raha hai
- Ek hi share me aapka bahut bada hissa fansa hua hai
- Loan lekar ya emergency fund todkar le rahe hain
Averaging ka sabse bada jaal
Ek imaandaar baat jo har naye trader ko jaanni chahiye — averaging chhote nuksan ko bade nuksan me badal deti hai.
Aur 100 liye. Bhaav ₹50 hua — ab nuksan ₹10,000.
Aur 100 liye. Bhaav ₹30 hua — nuksan ₹18,000.
Har baar "ab to bahut sasta hai" laga, aur har baar nuksan bada hota gaya.
Girta hua share isliye girta hai kyunki bazaar me koi wajah hoti hai. Kabhi wo wajah galat hoti hai (tab averaging kaam karti hai), aur kabhi sahi (tab wo poora paisa le jaati hai).
Kuch niyam jo bachate hain:
- Ek share me apni kul poonji ka ek tay hissa se zyada nahi. Averaging karte waqt bhi ye seema mat todiye.
- Pehle se tay kariye ki kitni baar aur kis bhaav par lenge. Us waqt ka faisla lagbhag hamesha bhavnaon me hota hai.
- Company kyun gir rahi hai, ye pehle padhiye. Bina wajah jaane averaging jua hai, nivesh nahi.
- Nuksan lena bhi ek faisla hai. Chhota nuksan lekar nikal jaana aksar sabse samajhdaar kadam hota hai, chahe wo bura lage.
Tax aur charges ka hisaab bhi rakhiye
- Har khareed par charges lagte hain — brokerage, stamp duty, exchange fee. Baar-baar chhoti quantity lene par ye jama ho jaate hain. Brokerage Calculator me dekhiye.
- Tax me FIFO chalta hai — bechte waqt maana jaata hai ki jo pehle khareeda tha wo pehle bik raha hai. Isliye aapka tax ka hisaab average price par nahi, har lot ki apni khareed par lagta hai. Ye baat kai log nahi jaante aur ITR me galti kar dete hain.
- Nuksan ko ITR me dikhaiye — share ka nuksan aage ke saalon me set off ho sakta hai, par sirf tab jab ITR samay par bhari ho. Bahut log nuksan chhupa lete hain aur ye faayda kho dete hain.
Jokhim ka hisaab Position Size Calculator aur Risk-Reward Calculator me dekhiye. Tax ke liye ITR-3 Guide.
Averaging se bhaav kitna neeche aata hai
Maan lijiye 100 share Rs 500 par khareede, phir bhaav Rs 400 par aa gaya. Aur khareedne par ausat aise badalta hai:
| Rs 400 par aur khareede | Kul share | Naya ausat bhaav |
|---|---|---|
| 50 | 150 | Rs 467 |
| 100 | 200 | Rs 450 |
| 200 | 300 | Rs 433 |
| 400 | 500 | Rs 420 |
Aksar pooche jaane wale sawaal
Averaging se nuksan kam ho jaata hai?
Nahi. Nuksan wahi rehta hai — sirf barabar par aane ka bhaav neeche aata hai, aur uske badle aap us share me zyada paisa laga dete hain. Risk kam nahi, badh jaata hai.
Averaging kab karni chahiye?
Jab company achhi ho aur girne ki wajah poore bazaar se ho, aur aapne pehle se yojana banai ho. Sirf 'sasta ho gaya' dekhkar nahi — girna sasta hone ka saboot nahi hai.
Nayi average price kaise nikalti hai?
Kul lagat ÷ kul quantity. 100 share 120 me aur 100 share 80 me lene par nayi average 100 rupaye hoti hai.
Tax average price par lagta hai?
Nahi. Tax me FIFO chalta hai — jo pehle khareeda wo pehle bika maana jaata hai. Isliye har lot ka apna hisaab hota hai, average ka nahi.
Is page ke number aur niyam in sarkari/official jagah se liye gaye hain. Dar aur rules badalte rehte hain, isliye kisi bhi bade faisle se pehle seedha yahan ek baar dekh lein: