Manoj Kumar Pandey — Sab Hisaab Kaun Chalata Hai

Namaste. Main Manoj Kumar Pandey hoon — Uttarakhand se. Sab Hisaab ki har line, har calculator aur har guide main khud banata aur update karta hoon.

Ye website kyun banai

Baat wahan se shuru hui jab mujhe khud kai baar hisaab lagane me dikkat hui — kabhi loan ki EMI, kabhi zameen ka naap bigha se square feet me, kabhi F&O ke munafe par tax. Internet par jo tools mile, wo ya to angrezi me the, ya login maangte the, ya itne vigyapan se bhare the ki asli jawab dhoondhna mushkil ho jaata tha. Jo Hindi me the, unme se kai galat jawab de rahe the.

Tab laga ki aise hi hazaron log honge jo Hinglish me, bina jhanjhat ke, seedha jawab chahte hain. Isi soch se Sab Hisaab bana — 183 calculator, 38 guide aur 24 lekh, ek hi jagah, bilkul free.

Mera anubhav kis cheez me hai

Main koi CA ya SEBI-registered advisor nahi hoon, aur ye baat website par har jagah saaf likhi hai. Par kuch cheezein maine khud kar ke seekhi hain, aur wahi is website ki asli taakat hain:

• Sarkari form aur yojanaein: AgriStack Farmer ID, zameen ke kagaz, gramin ilaake ke form — inhe maine khud bhara hai aur unki dikkatein khud jheli hain. Isliye un guides me wo baatein hain jo kisi manual me nahi milti.
• F&O aur share bazaar ka tax: ITR-3 filing, turnover ka hisaab, brokerage aur charges — ye maine apne anubhav se samjha hai, kitab se nahi. Apni ITR khud bharta hoon.
• Naukri aur salary ka hisaab: maine naukri ki hai, isliye CTC se in-hand tak, PF, HRA, TDS aur salary slip ki har line ka matlab khud jhel kar samjha hai — sirf padha nahi.
• Kheti aur zameen: ghar par kheti karta hoon. Fasal, zameen ka naap, mandi aur gramin ilaake ke sarkari form — ye rozmarra ki cheezein hain, kisi report se nahi seekhi.
• Uttarakhand ka local sandarbh: nali, mutthi jaise pahadi naap, gramin ilaakon ki asli dikkatein — ye baatein bade blog nahi likhte, kyunki unhone dekha hi nahi hota.
• Sarkari form khud bharna: AgriStack, Farmer ID, zameen ke kaagaz jaise form main khud, bina kisi CSC ya agent ke bharta hoon — isliye har kadam ki asli dikkat pata hai.
• Technology: is poori website ka code, design aur maintenance mera hi kiya hua hai.

Content kaise banta hai aur kaise jaancha jaata hai

Har calculator ka formula pehle official srot se milaaya jaata hai — tax slab incometax.gov.in se, GST rate gst.gov.in se, PF ke niyam epfindia.gov.in se, aur PPF/NSC/SCSS ki dar sarkari notification se. Uske baad formula ko kai alag-alag numbers par khud jaanch kar dekha jaata hai — normal values par bhi aur ajeeb values par bhi (jaise 0, bahut bada number, ya khaali field) — taaki kahin galat jawab na aaye.

Guides poori tarah maine apne shabdon me likhi hain. Kisi doosri website se copy-paste nahi kiya jaata. Jahan mera apna anubhav hai, wahan wo saaf bataya jaata hai; aur jahan nahi hai, wahan official srot ka hawala diya jaata hai.

Poori website static HTML par bani hai aur aapke browser me hi chalti hai. Jo rakam ya salary aap daalte hain, wo aapke phone se bahar nahi jaati — na kisi server par, na kisi database me. Isi liye yahan login nahi maanga jaata.

Kaam ka tarika — kya karta hoon, kya nahi

Main ye karta hoon:

• Hisaab ka formula samjhana aur uska tool banana
• Sarkari process ko aasaan bhasha me step-by-step likhna
• Apna asli anubhav share karna — jo dikkat aayi, jo seekha
• Galti pata chalne par turant sudharna

Main ye nahi karta:

• Kisi stock, mutual fund, insurance ya scheme ki sifarish
• "Guaranteed return" ya "pakka munafa" jaisa koi daava
• Trading tips ya buy/sell call
• Paise lekar kisi product ka prachaar
• Kisi ka ITR ya sarkari form khud bharna, ya kisi ka Aadhaar/OTP handle karna

Galti ho to zaroor batayein

Sarkari niyam, tax slab aur byaj dar samay-samay par badalte rehte hain. Main koshish karta hoon ki sab kuch taaza rahe, par galti ho sakti hai — aur hoti bhi hai. Kisi tool ka jawab galat lage ya kisi guide me purani jaankari mile, to Contact page se turant batayein.

Aisi shikayat sabse pehle dekhi jaati hai. Ab tak jitni bhi galtiyan batayi gayi hain, wo aam taur par usi din ya agle din theek kar di gayi hain. Galat hisaab se kisi ka asli nuksan ho sakta hai — isliye ye sabse zaroori kaam hai.

Naya tool ya guide chahiye ho, tab bhi bejhijhak batayein. Website par ab tak jude kai tools logon ke sujhaav se hi bane hain.

Website ke peeche ka irada

Ye website kisi company ki nahi hai, na iske peeche koi team hai. Ek aadmi, ek laptop, aur ye soch — ki jo jaankari mujhe dhoondhne me mahine lage, wo kisi aur ko das minute me mil jaani chahiye.

Aage chalkar ye website vigyapan (ads) se chalegi, aur custom calculator/website banane ke kaam se bhi. Abhi is site par koi vigyapan nahi chal raha. Par jo content yahan hai, wo hamesha free rahega. Kisi guide ko padhne ke liye paisa nahi lagega, aur kisi tool ke peeche login nahi aayega.

Kaam ke liye sampark

Ye saare tools aur ye website maine khud banayi hai. Agar aapko bhi apne kaam ka koi calculator, tool ya website chahiye, to Services page par dekh lein ki main kya kaam kar sakta hoon aur kya nahi.

Sampark

Koi sawaal, sujhaav, ya kisi tool me galti — Contact page se likhein ya seedha contact@sabhisaab.com par email karein. Har message main khud padhta hoon aur aam taur par 2-3 kaam ke din me jawab deta hoon.

Custom calculator, tool ya website banwani ho to Services page dekhein — wahan saaf likha hai ki kya kaam hota hai aur kya nahi.