Privacy Policy

Sab Hisaab ("hum") aapki privacy ki izzat karta hai. Ye policy saaf batati hai ki hum kaunsa data lete hain (bahut kam), kyun lete hain, kitne din rakhte hain aur aap use kaise hatwa sakte hain. Website ke saath-saath ye policy hamare social channel aur unhe chalane wale automation par bhi laagu hoti hai.

1. Ye policy kis-kis par laagu hai

• Website: sabhisaab.com aur uske saare tools, guides aur lekh.
• Hamare chaar brand ke social channel: Suno Natak, Sab Hisaab Money, Labh Lo Deals aur Pahadi Hisaab — YouTube, Facebook, Instagram, Threads aur Pinterest par.
• Broadcast channel: Telegram channel "Sab Hisaab" (t.me/sabhisaab) aur WhatsApp channel "Sab Hisaab".
• Hamara automation app "Sabhisaab Publisher": ye app sirf hamare apne channel par video daalne, unke aankde dekhne aur unke comment ka jawab dene ke liye bana hai. Koi bahari vyakti is app me login nahi karta.

Ye sab Manoj Kumar Pandey (Uttarakhand, Bharat) chalate hain. Data se juda har sawaal contact@sabhisaab.com par bhejein.

2. Aapka calculation data

Saare calculators poori tarah aapke browser me chalte hain. Aapke daale gaye number (jaise salary, loan amount, investment) humare server par nahi jaate aur na hi store hote hain. Jaise hi aap page band karte hain, wo data chala jaata hai.

3. Aapke browser me kya save hota hai

• sh_consent — cookie banner par aapka chunav (sab cookies ya sirf zaroori). Ye localStorage me rehta hai.
• sh_a2hs_dismissed — agar aapne "App jaisa install karein" wala button band kiya, to us samay ki tareekh, taaki 14 din tak wo button dobara na dikhe.
• Offline cache — site ka service worker aapke dekhe hue page ki copy aapke phone/computer me rakhta hai, taaki net na hone par bhi page khul jaye. Ye copy kahin bheji nahi jaati.

Ye teeno cheezein sirf aapke device par hain. Browser ki settings me "site data saaf karein" chunne se sab hat jaata hai.

4. Cookies aur vigyapan (Ads)

Ye website aage chalkar Google AdSense ke zariye vigyapan dikha sakti hai. Abhi is site par koi vigyapan nahi chal raha. Jab ads shuru honge to Google is website par ek third-party vendor ki tarah kaam karega — ye section pehle se hi us sthiti ke liye saaf kar diya gaya hai.

• Google aur uske partner cookies ka istemaal karte hain taaki aapko is website par aur doosri websites par aapke pichhle visits ke aadhaar par ads dikhaye ja sakein.
• Google DoubleClick DART cookie ka istemaal karta hai, jisse internet par aapki visits ke aadhaar par ads dikhte hain.
• Third-party vendors aur ad network bhi is site par ads dikha sakte hain aur cookies ka istemaal kar sakte hain.

Google kis tarah data istemaal karta hai, ye poori jaankari Google ki apni policy me hai: policies.google.com/technologies/ads

Aap ise band kar sakte hain

• Personalised ads band karna: Google Ads Settings par jaakar
• Doosre vendors ke liye: aboutads.info/choices
• Browser se: apne browser ki settings me jaakar cookies band kar sakte hain
• Is website par: pehli baar aane par jo cookie banner dikhta hai, usme "Sirf zaroori cookies" chunkar

Aapki cookie choice

Jab aap pehli baar is website par aate hain, to neeche ek cookie banner dikhta hai. Aap chun sakte hain ki analytics aur ads wali cookies chalu hon ya nahi. Aapka faisla aapke browser me hi save hota hai (localStorage me), hamare kisi server par nahi. Faisla badalna ho to browser ka site data saaf karke page dobara khol lein.

5. Analytics — Google Analytics 4

Website par Google Analytics 4 chalta hai, taaki hum samajh sakein ki kaunse tool aur page kaam aate hain. Isse hamein sirf jod-kar bane aankde milte hain — jaise kitne log aaye, kis desh/rajya se, kaunsa page dekha, aur kis link se aaye. Aapka naam, email ya phone hamare paas nahi aata.

• Sahmati se pehle: Google Consent Mode v2 ki wajah se analytics cookie band rehti hai. Is dauran Google ko bina cookie aur bina pehchaan wale saadharan signal (jaise page khula) ja sakte hain, jinse Google sirf andaaze wale kul aankde banata hai.
• Sahmati ke baad: analytics cookie chalu hoti hai aur visit ka hisaab theek se judta hai.
• Hamare social post ke link: unme "utm" naam ke chhote tag hote hain (jaise utm_source=youtube). Inse sirf ye pata chalta hai ki visit kis channel se aaya — kisi vyakti ki pehchaan nahi.

Google is data ko kaise sambhalta hai, ye Google Privacy Policy me likha hai.

6. Third-party links

Kuch jagah doosri websites ke link ho sakte hain. Un websites ki apni privacy policy hoti hai; hum unke content ke liye zimmedar nahi.

7. Third-party services aur live data

Kuch tools ko live data chahiye hota hai, isliye aapka browser seedhe in third-party services ko request bhejta hai. Hum ye data apne server par store nahi karte — website Cloudflare Pages par purely static hai, uska koi database nahi hai.

• Weather tool — Open-Meteo. Aap jo sheher ka naam type karte hain, wahi naam Open-Meteo ko jaata hai. Ye tool aapke phone ki location (GPS) nahi maangta.
• Currency Converter — open.er-api.com se exchange rate liya jaata hai. Sirf currency code jaate hain, aapki koi personal jaankari nahi.
• Word Meaning — dictionaryapi.dev. Aapka type kiya hua shabd is API ko jaata hai.
• QR Code tool — QR banane ki library cdnjs (Cloudflare) se load hoti hai. QR aapke browser me hi banta hai, kahin bheja nahi jaata.
• Fonts — Google Fonts se font files load hoti hain, jisme aapka IP address Google tak jaata hai.
• Services page ka form — Web3Forms. Jab aap Services page ka form bharte hain, tab aapka naam, email, WhatsApp number (agar diya ho) aur sandesh Web3Forms ke zariye humein email par pahunchta hai. Web3Forms sandesh 30 din tak apne paas rakhta hai, uske baad hata deta hai. Form na bharein to ye kuch bhi nahi jaata.
• Hosting — Cloudflare Pages. Cloudflare security aur delivery ke liye standard server log rakhta hai.

Har service ki apni privacy policy hai. Agar aap ye third-party requests bilkul nahi chahte, to un khaas tools ka istemaal na karein — baaki saare calculator bina kisi network request ke, poori tarah aapke browser me hi chalte hain.

8. Hamare social channel aur automation

Hamare channel par video aur post ek automation system se jaate hain, jo Oracle Cloud ke Mumbai server par chalta hai. Ye system sirf hamare apne channel ke saath kaam karta hai. Ye kisi viewer ke account me login nahi karta, kisi ki profile nahi khangalta, aur alag-alag platform par kisi vyakti ko jodkar track nahi karta.

Hum kya dekhte aur rakhte hain

• Hamari post par public comment: commenter ka dikhne wala naam/username, comment ka text, comment ID aur samay. Inka upyog jawab dene, sawaal samajhne aur gaali/spam hatane ke liye hota hai.
• Instagram par "LINK" likhne wale: agar aap hamari post par "link" ya "calculator" likhte hain, to hum Instagram ke manzoor tareeke (private reply) se aapko ek sandesh me website ka link bhej sakte hain. Isse zyada sandesh hum khud se nahi bhejte.
• Hamare channel ke aankde: views, likes, comment ki ginti, watch-time aur click-rate jaise jode hue number. Isme kisi viewer ki pehchaan nahi hoti.

Ye data kahan jaata hai

• Google Gemini (AI): comment ka text (bina aapki profile ke) Google ke Gemini API ko bheja jaata hai, taaki wo comment ka prakaar samjhe aur vinamra jawab ka draft banaye.
• Telegram: kuch comment aur report channel chalane wale ke apne private Telegram par soochna ke roop me aate hain.
• Platform khud: jawab, hide ya delete ka kaam YouTube, Facebook, Instagram ya Threads ke apne system se hota hai.

Hum ye data na bechte hain, na kiraye par dete hain, na vigyapan ke liye kisi ko dete hain.

Kitne din

Commenter ka naam, comment ka text aur us par diye jawab ka record hamare server par zyada se zyada 30 din rehta hai. Uske baad system ise apne aap mita deta hai. Hamare channel ke jode hue aankde (jinme koi pehchaan nahi) growth samajhne ke liye lambe samay tak rakhe ja sakte hain.

9. YouTube API Services

Hamara automation app YouTube API Services ka istemaal karta hai — video upload karne, hamare channel ke aankde dekhne aur hamare video par aaye comment padhne/jawab dene ke liye. Hamare YouTube channel ya video ke saath judne ka matlab hai ki aap YouTube Terms of Service se sehmat hain. YouTube aur Google aapka data kaise rakhte hain, ye Google Privacy Policy me hai.

Hamara app kisi viewer ke Google account me login nahi karta. Agar aapne kabhi kisi app ko apne Google account ki ijaazat di ho, to use Google security settings se kabhi bhi hata sakte hain. YouTube se mila comment data upar likhi 30 din ki seema ke andar apne aap mit jaata hai.

10. Facebook, Instagram, Threads, Pinterest, Telegram aur WhatsApp

• Facebook, Instagram, Threads: hum Meta ke official API ka upyog karte hain. Meta ki apni policy: Meta Privacy Policy.
• Pinterest: hamare pin ek manzoor Pinterest app se jaate hain. Pinterest ki policy: Pinterest Privacy Policy.
• Telegram aur WhatsApp channel: ye ek-tarfa broadcast channel hain. Hum subscriber ki list ya phone number apne system me save nahi karte. WhatsApp channel me follower ka phone number channel chalane wale ko dikhta bhi nahi.

11. AI se bani video aur affiliate link

Hamari zyadatar video me awaaz aur kuch drishya AI ki madad se bante hain. Aisi har video par platform ka AI label aur description me saaf soochna hoti hai. Kisi asli insaan ki awaaz ya chehra copy nahi kiya jaata.

Labh Lo Deals ki kuch post me affiliate link ho sakte hain, jin par "#ad" likha hota hai. Aise link par click karne ke baad wo dukaan (jaise koi online store) apni cookies laga sakti hai — wo unki apni policy ke hisaab se hota hai, hamare paas aapki khareed ki koi jaankari nahi aati.

12. Apna data hatwana (Data Deletion)

Hamare paas aapka jo bhi data ho sakta hai (jaise hamari post par aapka comment ya Services form ka sandesh), use hatwane ke liye:

• Khud: apna comment aap khud kabhi bhi delete kar sakte hain. Platform se hatte hi hamara system use dobara nahi padhta, aur hamara record 30 din me apne aap mit jaata hai.
• Hum se kahein: contact@sabhisaab.com par subject "Data Deletion" ke saath likhein — platform ka naam (YouTube/Facebook/Instagram/Threads/Pinterest), aapka username aur ho sake to comment ka link.
• Samay: hum 7 din ke andar data hatane ki koshish karte hain (kanooni seema 30 din), aur kaam hone par email se bata dete hain.

Ye tareeka Facebook/Instagram login ya Meta app ke data par bhi laagu hai — hamare app me koi bahari vyakti login nahi karta, phir bhi aap kabhi bhi upar diye email par deletion maang sakte hain.

13. Badlav

Ye policy samay-samay par update ho sakti hai. Naya version isi page par milega aur upar "Aakhri update" ki tareekh badal di jaayegi.

14. Bharat ka DPDP Act 2023 aur doosre kanoon

Hum Bharat ke Digital Personal Data Protection Act, 2023 (DPDP Act) ke siddhaanton ke hisaab se chalte hain — jitna data zaroori ho utna hi, saaf maqsad ke saath, aur aapki sahmati se.

Calculator aur tools: in par hum aapse naam, mobile number, pata ya koi pehchaan wali jaankari maangte hi nahi. Calculator me daale gaye number aapke browser se bahar nahi jaate.

Do apwaad: (1) Services page ka form — us waqt aap khud apna naam, email aur (chahein to) WhatsApp number dete hain, sirf jawab dene ke liye. (2) Hamari social post par aapka public comment — uska upyog sirf jawab aur moderation ke liye, 30 din ki seema ke saath (section 8).

Agar aap Europe (GDPR) ya California (CCPA/CPRA) se hain, to bhi wahi baat laagu hoti hai — cookies tab tak band rehti hain jab tak aap banner me sahmati na dein, aur sahmati kabhi bhi wapas li ja sakti hai.

15. Aapke haq

• Sahmati wapas lene ka haq — browser ki site settings me jaakar is site ka data hataiye; cookie banner dobara aa jayega aur aap chunav badal sakte hain.
• Jaankari maangne ka haq — aap hum se pooch sakte hain ki aapse juda koi data hamare paas hai ya nahi.
• Sudhaar aur hatane ka haq — galat ya purana data theek karwana ya hatwana (section 12).
• Shikayat ka haq — aap Bharat ke Data Protection Board ya apne desh ki sambandhit sanstha se shikayat kar sakte hain.

Kisi bhi haq ka istemaal karne ke liye Contact page se likhein — hum 30 din ke andar jawab dene ki koshish karte hain.

16. Bacchon ki niji jaankari

Ye website aur hamare channel aam logon ke liye hain, bacchon ko nishana banakar nahi banaye gaye. Hum 13 saal se kam umar ke bacchon se jaan-boojhkar koi niji jaankari collect nahi karte. DPDP Act ke hisaab se 18 saal se kam umar walon ke maamle me abhibhavak ki sahmati zaroori hai.

Agar aapko lagta hai ki kisi bacche ka data galti se hum tak pahunch gaya hai, to humein bataiye — hum use turant hata denge.

17. Data kitne din rehta hai

• Calculator ka data — kabhi save nahi hota, page band karte hi khatam.
• Cookie ki sahmati aur offline cache — aapke apne browser me, hamare server par nahi.
• Analytics — Google apni tay avadhi tak jode hue aankde rakhta hai; usme aapki koi pehchaan nahi hoti.
• Social comment aur jawab ka record — zyada se zyada 30 din, phir apne aap delete.
• Email — aap likhein to wo email jab tak baat-cheet zaroori ho tab tak rakha jaata hai, uske baad hata diya jaata hai.

18. Data ki surakshaa

Website HTTPS par chalti hai aur Cloudflare Pages par static files ke roop me rakhi gayi hai — koi database nahi, koi login nahi. Social automation ke server par saari chaabiyan (token) band folder me rehti hain, sirf zaroori ijaazat ke saath; wahan sirf upar likha seemit data hota hai aur wo bhi 30 din me mit jaata hai.

19. Sampark

Is policy ke baare me koi sawaal ho to Contact page se likhein, ya seedha contact@sabhisaab.com par email kariye. Hamare saare channel ek jagah: Sab Hisaab ke channel aur link.